If you work in Alabama, you may have the right to compensation for your work-related injuries, depending on some factors. That right is covered by workers' compensation insurance. So, if you get injured or ill on your job, you may be entitled to some financial benefits. However, the workers' compensation isn't as easy as you'd love it to be.
Work comp processes in Alabama are complicated and tedious. Sometimes, even when you do all the right things, your claim might still get denied. It's more difficult when you don't know the proper steps to take and the mistakes to avoid. Even the most trivial errors on your part can significantly affect your comp claims adversely.
So, it's wise to speak with a workers' comp attorney who will guide you through all you need to know. That's because each individual's work comp case is different and would require personalized evaluation and advice. However, if you'd like some general information on how to succeed in your work comp claims, stick with us.
What Should I Do to Protect My Work Comp Benefits?
Be sure to do the following if you want to succeed in your Alabama work comp claim:
Seek Medical Attention
First, getting prompt medical treatment for your work-related injuries significantly reduces your risk of developing health complications. It also considerably impacts the outcome of your claims. When you see your doctor, it's essential to let them know that your injury is work-related. Except in emergencies, it's also necessary to visit the health care practitioners of your employers' choice.
Get a Second Medical Opinion
Many times, medical providers selected by your employers will not offer you the best treatments. They may try to cut corners to save costs for your employer by less treatment or testing. If you suspect that, you can seek another medical opinion from a medical provider you trust. The second report can also serve as evidence to support your claims in a lawsuit.
Report Your Injuries Promptly
Taking too much time to report your injuries to your employer will reduce your chances of success in your claims. Ensure that you make an injury report as soon as you can. The credibility of your claims reduces the more time you delay reporting your accident.
Be Truthful and Factual
When reporting your injuries, it's crucial to narrate events just as they happened. Also, don't neglect to report minor injuries or pain too.
Keep records of every document relating to your work comp claim, no matter how insignificant you think it may be. These include statements, medical records, and receipts, doctor's reports, etc. Also, you can keep journals of your symptoms and recovery processes. You may need them to prove some facts should the insurance company deny your claims.
Hire a Competent Attorney
Even when you think your case is simple, you need a work comp attorney by your side. Your lawyers know the Alabama work comp systems inside-out. Seeking legal help also ensures that you don't make mistakes that will decrease your success chances.
Common Mistakes to Avoid When Pursuing Work Comp Benefits
Don't make the following mistakes when pursuing your work comp benefits:
Discussing Your Case With Irrelevant Parties
Not everyone should know the details of your work comp claims. In fact, it's best to note who the necessary parties in your claims are and talk with them only. Usually, they include your doctor, attorney, or spouse. Discussing your case with friends, neighbors, or extended families isn't an excellent idea for workers' comp. You shouldn't even make any formal statement to your insurance adjusters except your attorney advises otherwise.
Neglecting to Mention Witnesses
Like with personal injury claims, your work comp may need witnesses' testimonies to succeed. Ensure you mention witnesses' names as you write your report. Also, request surveillance cameras that captured the accident, if any.
Agreeing to Settlement Without Your Lawyer's Approval
Never sign medical releases without your lawyer's consent. Also, don't settle your case if you've not fully recovered from the injury or illness. In any case, you must ensure that you get your attorneys' approval before you settle your compensation case. Otherwise, you may discover much later that you decided too early.
Schedule a Free Consultation With Us Today!
Have you sustained injuries on your job in Alabama? Then, your chances of getting adequate compensation start by hiring the best workers' comp attorneys in the city. At Mike Bell Injury Law, we've mastered the craft of helping our clients succeed in even the most complicated claims; yours won't be the exception. Contact us for a free case review today.